ICICI Lombard partners with Clove Dental to offer OPD, dental insurance


ICICI Lombard General Insurance Company, one of the leading private general insurance companies in India, has partnered with Clove Dental, India’s largest network of oral clinics to offer dental insurance.

The offer will be covered by the OPD guarantee and will be available cashless to customers. This partnership will provide oral health support to Clove Dental consumers that will encompass all dental treatment expenses required as part of the ICICI Lombard PDO, according to the ICICI Lombard press release.

Oral cancer, tooth decay and gum disease are the main concerns when it comes to oral disease. On top of that, the pandemic has highlighted the need for overall health in general, and oral health is no different. The virus has shown multiple oral manifestations, which can be avoided provided they take care of their oral health. With the growing awareness, Indians are looking for insurance providers who cover and take care of their dental and oral health needs amid the rising prices of dental treatments due to inflation, high cost. materials and equipment, innovations, expensive installation and laboratory. work involved. Bearing in mind the growing need, ICICI Lombard, along with Clove Dental, introduced the service as benefit coverage under the OPD product on a cashless basis, the press release said.

Dental insurance is generally associated with health insurance when dental conditions are not exclusively covered. Additionally, a traditional health insurance policy typically covers inpatient department (IPD) expenses that require hospitalization. Expenses for the outpatient department such as the cost of medical consultations, check-ups, pharmacy bills, dental treatment and diagnostic tests are generally not included in insurance coverage. Consumers will find a dental insurance policy with OPD benefits from the nation’s largest dental chain now more imperative than ever.

Sanjay Datta, Head of Underwriting, Claims and Reinsurance, ICICI Lombard, said: “There has been a significant gap in providing consumers with appropriate oral health care. With this partnership, we are taking one more step to bridge this gap and bring about a shift in the perception of preventive dental care in India. Our goal is to provide our customers with an affordable, easily accessible and hassle-free dental insurance solution that helps them overcome rising dental costs and meets their preventive oral care needs. “

Lt. Gen. Dr Vimal Arora, clinical director of Clove’s Dentals, said providing cashless dental care to the masses would usher in a new era of preventive dental care India was lacking and would go a long way towards achieving the goal. global health for all. Typically, less than 7% of the Indian population seek dental care from recognized health care providers, and oral health has been shown beyond doubt to be directly related to heart, endocrine, neurogenic and other disorders. arthritis.

“In addition, it also negatively affects pregnancy and has a significant impact on nursing mothers. Our rapidly expanding team of more than 750 highly qualified dentists in 342 state-of-the-art clinics in 24 cities provide easy access to ICICI clients with efficiency. and Timely Our AI-based technologies and dental quality management protocols ensure that every patient receives the right treatment, by the right specialists, at the right time, at the right price, in the most painless way. also complex surgeries, implant rehabilitations, cosmetic treatments as well as recent advances in aligners and daytime implants, ”said Arora.

Expanding ICICI Lombard’s customer-centric approach, the new partnership will also offer quality of care, hygienic standards, ethical treatment and standardized pricing to customers, the statement said.

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